Day 7: Identify Your Top 3 Spending Leaks

Most people don’t overspend intentionally.

Instead, money slips away through small, repeated expenses — extra subscriptions, convenience purchases, or habits that don’t feel significant on their own. Over time, these spending leaks quietly delay progress.

Day 7 is about making those leaks visible.


Today’s Focus

Identify your top three spending leaks from last month.

You’re not fixing them today.
You’re simply naming them.


Why This Step Matters

Spending leaks create frustration because they feel uncontrollable.

When you identify them, awareness increases and emotional spending decreases. Most progress begins by noticing what’s quietly draining resources.


Reflection Question

Which spending leak felt easiest to ignore before today?


What’s Next

Tomorrow, we’ll begin creating a simple monthly budget.

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