Build Wealth Retire Rich – Budget Playground (Buckets v14)

Simple Budget Playground

Build Wealth Retire Rich

Default: Needs 50% • Fun 30% • Future 20%. Mobile‑friendly, single column.

Monthly take-home income ($)

Tip: You can type math like 1200/4 and it will auto-calc.

View

Must‑Haves % (Needs)

Fun & Joy % (Wants)

Future You % (Savings/Debt)

Percentages must add to 100.

Tip: Order is Needs / Fun / Future for the 50/30/20 rule.

Must‑Haves50%

Fun & Joy30%

Future You20%

Your Plan

Must‑Haves (remaining)

Allocated: $0/mo

Bucketed: $0

Future You (allocated)

$0/mo

Savings + extra debt payoff

Fun & Joy (remaining)

Allocated: $0/mo

Bucketed: $0

Future You – Savings Tracker

Target this period: $0

Saved so far: $0

Transfer now ($)

Must‑Haves Buckets (e.g., Rent, Utilities, Groceries)

Name Alloc ($)

Fun & Joy Buckets (e.g., Dining, Travel, Hobbies)

Name Alloc ($)

Automatic Transfers (3‑Account System)

Simulate a Purchase (Must‑Haves & Fun)

Category Bucket Item Cost ($)

Category Remaining — Fun & Joy

$0 left • 0% used • $0/day

Bucket Remaining — —

$0 left • 0% used • $0/day

0 days left in this period

Tip: The Spend bar shows live remaining for the selected category and bucket. Savings tracker turns colorful when you fund Future You fully.